The Most Affordable Places to Buy a Beach House in Florida

With 1,350 miles of stunning coastline and sunny weather for most of the year, it’s no wonder that Florida’s real estate market is one of the best in the nation. This, however, comes at a cost. In Florida, prices for beach houses can be extremely high if you don’t know where to look for a new place. That is why we have decided to create this list of the most affordable places to buy a beach house in Florida.

If you want to make your search easier, it is always good to first get a sense of the market. With assistance from professionals, you can make the process of finding an affordable beachfront home much less painful.

1. Pensacola

Pensacola Beach is situated on Santa Rosa Island and is accessible through two bridges: US Route 98 and Florida State Road 399. The city encircles the Santa Rosa barrier island and provides tourists with two distinct beach experiences. Residents on the Gulf side enjoy unrivaled Gulf Coast vistas, as well as a powdery white coastline and blue sea. The atmosphere and beauty of Pensacola are not much different from Miami itself. So, it may be surprising to learn that the median price for a property in Pensacola is approximately $160,000, much less than in Miami.

If you live in Miami but find it a bit too pricy, you can move to Pensacola without having to sacrifice much. These days, long-distance moving is easy, and getting all the help you need is just a phone call away. Perhaps you find it difficult to travel such a long distance, but all it takes is one glance at the soft sands that run along the Santa Rosa Sound side of the island to dispel any doubt. If you intend to raise a family here, consider how popular this city is with children. Pensacola beaches offer calm waves and access to a promenade lined with interesting shops and restaurants. Most visitors describe Pensacola Beach as lovely and relaxing, especially during the winter when dolphin sightings are common. 

2. Port St. Joe

Visitors to Port St. Joe will enjoy the charm of this small town known for its friendly residents and find it easy to unwind on its white-sand beaches. The wilderness area of Cape San Blas Park provides ample opportunities for swimming, snorkeling, and fishing, or if you prefer to relax in the sun, you can enjoy the benefits that 1,900 acres of sprawling beaches can offer. If you enjoy fresh seafood, visit one of the area’s rustic fish shacks.

The average home sale price in Port St. Joe is slightly higher than in the surrounding regions, coming in at about $280,000, but so is the annual vacation rental revenue, which is just over $42,000 per year.

3. Kissimmee

Kissimmee has earned a spot on numerous “Best Places to Buy” lists for a good reason. Residents of Kissimmee (which also includes neighboring Davenport) have many activities at their disposal. Walt Disney World Resort, Universal Studios Resort, and LEGOLAND are all close. This makes it an ideal location for raising children. There are also opportunities for those seeking a more adventurous experience: hiking, bicycling, canoeing, and kayaking. Kissimmee’s popularity has steadily increased over the years, and as a result, the price of real estate has risen. However, if you act quickly, you may be able to secure a home for less than the current median price of around $250,000.

4. Navarre

Navarre greets guests with 12 miles of white-sand beachfront highlighted by the clean open sea. The major draw of Navarre may be summed up in a single word: leisure. The area’s award-winning beaches are consistently voted among the finest in the country. Also, Crossing the Navarre Beach Bridge is said to feel like a voyage into perfect ecstasy. Begin your morning with yoga on a paddleboard in the harbor. Then, take a turn fishing along Florida’s longest fishing pier, extending more than 1,500 feet. If the fishing isn’t going well, the sights of the area’s undulating dunes will keep you occupied.

As for the short-term rental market in Navarre, it is a little smaller, pushing the typical selling price up to $382,000, but it’s well worth it.

5. Panama City Beach

Panama City Beach, often known as PCB, is ideal for families and lone residents. Attractions and activities abound in the region, which is set against the background of the Panhandle’s beautiful beaches. Visitors may spend the whole day wandering around the Shopping Pier Park Mall, which covers 900,000 square feet and has over 125 stores and cafes. PCB is also one of the most family-friendly spots in Florida.

Residents of all ages may enjoy more than 27 miles of white sand beaches. You can also visit some of the area’s famous attractions, such as Ripley’s Believe It or Not, where tourists enter via a sunken ship, or Gulf World Marine Park, which encourages up-close-and-personal interaction with sea life.

The home prices in Panama City Beach are rapidly rising. Therefore, if you believe that this is the place for you, you must act quickly. In the last year alone, the median price for a home has risen from $300,000 to $350,000. If you want to get ahead of everything, you should start planning your relocation at once. Experts from ccmover.com advise beginning preparations early because it will take time to pack everything and find reliable movers. And don’t even attempt to relocate on your own. With the help of an experienced moving crew, you won’t have to worry about anything other than closing the deal on your new dream home.

6. Tarpon Springs

Tarpon Springs, a Tampa suburb with a population of 25,176, is located north of Clearwater on the Gulf Coast. Living here provides people with a thick suburban atmosphere. The standout thing about the people of Tarpon Springs is that most inhabitants own their houses. This is hardly unexpected given Tarpon Springs’ median property price of roughly $150,000. If you decide to relocate here, you will be able to enjoy several restaurants, coffee shops, and parks. Many elders live here, and the majority of inhabitants are conservative.

Tarpon Springs’ public schools are also above average, making this place ideal for raising a family. One of its distinguishing qualities is its culture. which stems from its history as a sponge fishing hub. Residents may enjoy shopping, eating, and other activities in the downtown and waterfront regions.

There are primarily single-family dwellings here, although there are some multi-family residences. Given that Tarpon Springs is one of the most affordable places to buy a beach house in Florida, we strongly recommend you consider it for your relocation.

Which of the Affordable Places to Buy a Beach House in Florida Do You Like?

These have been some of the most affordable places to buy a beach house in Florida. As you can see, the prices are rising. So, if you are interested in getting a home with a unique feature, now is the time to act.

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