Tag Archives: Water Front Properties value

Growing a Home Business

There are fewer things more exciting than starting your own business. As an entrepreneur, getting your hands dirty in all aspects of the business is exciting and stressful. However, the sense of accomplishment experienced by creating something from scratch is certainly unique to being your own boss.

Small businesses encounter unforeseen obstacles all the time, and one of those obstacles is outgrowing a home setup. Ultimately, it’s a good problem to have. In this article, we’ll review essential factors to consider if you’re starting a new business and steps to take when larger space is necessary.

Essentials for a Growing Business

A business is full of numerous moving parts, and even if you have the most critical items ticked off your to-do list, you can still run into snags. One of the most important steps in starting a

business is obtaining the correct licenses and permits and assuring your business is covered in the event of the unexpected.

You’ll need to decide on the type of corporate entity your business will be. Many small businesses opt to form a Limited Liability Company, otherwise known as an LLC. LLCs are business structures where the business owners are not liable for the debts of the company. Other benefits include minimal paperwork, tax advantages like pass-through taxation, and it’s relatively inexpensive to create. You can even avoid lawyer fees by filing yourself or using a formation service. Just be sure to double-check the regulations in your state of residence, and if  you don’t believe liability risk is a concern, you can opt for a Sole Proprietorship and skip the LLC.

Moving Location

Roughly half of businesses in America are of the home-based variety, and in the future, that statistic is only expected to go up. Not only is running a business out of your home convenient but it’s considerably cheaper than renting or buying separate space. However, not many homes are equipped to handle the evolving needs of a growing company, and if your business continues to grow, it’ll eventually be time to look for a new location.

Many business owners outgrow their original space. Their home might be too loud, too busy, or too small to accommodate growing business needs. Whether or not you have a location in mind, you’ll first need to decide on a price you can afford, and then consider the neighborhoods where you can realistically relocate.

Then comes the fun part of searching for a property. Helpful resources are available to assist in your search, as well as from government resources, which could greatly ease the stress of a home-buying experience. And if you’re ready to make your next property a water view home, be sure to check USAWaterviews.com .

Growing your Home Business

According to the Harvard Business Review, there are five stages to small business growth, and an important tip is to always be looking to improve. We live in a constantly evolving world and it’s imperative to stay ahead of the game if you’re hoping to be successful. Successful entrepreneurs are always seeking ways to advance their knowledge to further their skills and keep their minds sharp.

Conclusion

Although it can be difficult to start and run a new business, it’s an admirable endeavor. Many people dream of being their own boss and never take the plunge. The sense of purpose we find when doing something we truly believe in is unmatched, and the joy we experience in living authentically is contagious.

In the end, it is important to pay close attention to your business needs at all times to ensure that we understand our company’s evolving requirements. Whether it’s investing in a larger home or gritting your teeth while assisting an unpleasant customer, if it’s for the success of your business — it’ll be worth the while. 

How To Buy a Florida Waterfront Home

If your mind is currently set on buying a luxurious Florida waterfront home, you should know that there is a long, demanding, and highly stressful decision-making process ahead of you. There are numerous tasks you will need to complete before you eventually organize a housewarming party at the new address. As you might assume, professional ass

istance is a critical factor in this endeavor as a guarantee that your investment will not turn into a complete fiasco and a set of bad, unreasonable decisions. To help you understand what to expect once you set off on this mission, we offer you a brief guide to buying a luxurious Florida waterfront home.

Contact a lender first

When buying property, the first step is always to contact a respectable lender and prepare a pre-approval. The lender will help you understand the stages of the buying process and give you advice on how to select the best loan given your circumstances. Having a pre-approval is a sure sign for the sellers that you are serious about buying a waterfront property. Thus, you should receive preferred treatment over other potential buyers. On the other hand, a pre-approval shows clearly the price range you can afford and this significa

ntly restricts the list of properties you will be interested in. So, to conclude, before you even start looking for a luxurious Florida waterfront home of your dreams, consult a lender. 

Define the location you are interested in

When looking for a home in general, it is immensely important to find a balance between your requirements, needs, and wishes, and the reality of the real estate market. The sooner you realize you will have to compromise about certain elements the better. Make a list of top priorities you will not give up on, but also be aware of those qualities that are less important. 

When buying a luxurious Florida waterfront home is in question, there are a lot of options at your disposal. A growing number of people choose Hillsborough County as their new home location, not just due to its strengthening economy and continuous development but also 

because there are many Hillsborough County specialists to provide safe relocation of your household items. 

Hire a reputable realtor when buying a luxurious Florida waterfront home

Hiring an experienced and competent realtor is a crucial step in this process. Ideally, you need the assistance of a waterfront specialist who will be able to advise you on how to buy waterfront real estate that suits your needs and meets your expectations. Realtors who have spent years in this business are acquainted with the real estate market very well. They can suggest attractive areas and find a Florida waterfront home that will meet your needs and will be the best value for your investment.

When you meet your realtor for the first time, it is vital for you to define the main aspects of your cooperation. How often will you meet? How often will you get updated information on the real estate market and properties for sale? Request the information about the steps in the buying process, all the financing options available, and the necessary paperwork. Also, make your realtor well aware of what exactly you are looking for – the price range

, the size of the home, the locations that are acceptable, and your specific home feature requirements. This will significantly narrow down and shorten the search for your dream home.

Hire a professional to inspect the property you are interested in

Once you find a property that might be appropriate for you, we strongly advise you to hire a professional to inspect it thoroughly before you conduct the purchase and contact 

a business like bigmansmoving.com to relocate your possessions. Necessary repairs sometimes can add up a considerable amount to your expenses and be a very unpleasant surprise. When you get the inspection report, study it carefully with undivided attention, and make the final decision whether the property in question is the right choice for you. 

Do not neglect the importance of proper insurance

Waterfront homes are severely affected by the elements. Thus, under no circumstances 

should you neglect proper insurance of your new waterfront home. Make sure you have coverage for wind, flood, and general hazard insurance. Only this way will you be entitled to proper compensation in case your Florida waterfront home gets severely damaged.

What are you allowed to do with the property?

While it is true that you are purchasing a luxurious Florida waterfront home, chances are you will still want to introduce some changes and add a personal touch to your new living space. Hence, gather the information about what you can do with the property. For example, can you build a dock or a seawall? What kinds of alterations are allowed on the property you are considering? This will affect your purchasing decision and can add or detract substantially from the value of the home.

Understand a waterfront homeowner’s responsibilities

Finally, having a waterfront property comes along with a set of responsibilities on behal

f of homeowners. If you are a member of the Homeowners’ Association, you will have to gather enough information about the type of upkeep and maintenance that is required from you. Your realtor can provide you with more details on the subject and you can consult relevant websites.

A few more suggestions

Buying a luxurious Florida waterfront home is a serious investment and your chance to live the water view dream. When examining properties you like, remember to consider the whole property and not just the house built on it. For example, is the water is good for swimming? Do you like the views? Is the property secluded or might it lack privacy? What is the access to the water? Take your time and do not rush your decision. Then, you can be sure you will make the right choice.

Tips for Painting the Coastal Home

Rollers on coastal home siding

Painting wood siding on coastal home

Painting the coastal home poses a unique set of challenges for homeowners. Waterfront homes have to endure extreme conditions, such as high humidity, strong winds, high content of salt, and intense ultraviolet sun rays. A lasting coastal paint job requires thorough preparation and high-quality products. Otherwise, you can’t expect your home exterior to withstand the brunt of the intense summer sun, salt spray, and other harmful impacts.

Find the best products for painting a coastal home

Painting is part of regular home maintenance. Like everything else, paint needs to be redone after a certain period. Obviously, you want that period to be as long as possible. How soon you’ll have to repaint your home depends heavily on the quality of paint you pick. As mentioned, coastal homes are subject to conditions that most inland homeowners don’t need to worry about. That is why buying quality paints for your home’s exterior is crucial. Have in mind that they cost more than standard paints but they’re worth their price. Don’t choose economy- or contractor-grade paint if you want to achieve maximum paint durability.

Experts recommend acrylic latex paints

A few decades ago, oil-based topcoats had a long lifespan. Painting contractors who specialize in painting coastal homes rarely used anything but oil-based paint because it provided better protection compared to latex paint. Nowadays, people complain that oil-based paints don’t last nearly as long. Unlike oil-based paints, acrylic latex paints have improved over the years. Not only do latex paints do a better job, but they also last longer and look better. They have improved so much that a touch-up won’t be necessary for about 5 years.

Visit a local paint store

Usually, local paint stores offer better quality than department stores and home improvement stores. Also, their personnel often have more knowledge of paint products since that is the only type of product they sell. So, when you go to a paint store, ask for professional assistance. Discuss your needs and follow their advice for picking the most suitable products. They can help you choose the right paint color, too. If you’re not happy with the available choice of colors, they can mix colors for you. With a fresh, unique color, you’ll make your waterfront home sparkle and stand out from the rest.

Do the prep work before painting the coastal home

No matter how good the paint is, it won’t last long unless you properly prepare the surface. Prep work is key to a paint job well done. Improper prepping can significantly shorten the lifespan of the paint job, no matter where the home is located. This part of the job can be demanding and time-consuming but it is necessary, especially when painting the coastal home. When it comes to coastal homes, the prep work requires special attention and includes more steps than it does inland

Before painting the inside of your coastal home, you need to get your belongings out of the way. prtabox.com can help you find the best storage solutions. Then, protect the floor and other surfaces you can’t move with drop cloths and tape. 

Paint durability and the amount of prep work depend on the wood choice, among other factors. A lot of water view homes are made with pine or cedar. Cedar is becoming a more popular choice because it stands up to the elements and holds paint better than pine. 

Wash the surface

First, you need to get rid of the mildew and dried salt that constantly attack the exterior of coastal homes. High winds that come from every direction leave a film of dry salt. Applying paint over dry salt is not a good idea because it won’t adhere well, nor will it last long. Fortunately, salt can be removed easily with a good wash. Coastal homes are also more susceptible to mildew, as it thrives in high-humidity areas. If you have irrigated lawns or bushes planted close to the house, controlling humidity and mold is even harder. Sometimes, using acrylic with a mildewcide additive isn’t enough. 

We recommend dissolving powdered TSP (trisodium phosphate) in a mixture of household bleach and water (50:50) to take care of mildew. This solution also removes salt from the home’s exterior. How much TSP you’ll need depends on how dirty the surface you’re cleaning is. It is advisable to begin with a smaller amount and add more if necessary.

Apply the primer

As soon as the wait is over and the washing is dry, you can apply the primer, which serves as an undercoat – a preparatory coat applied before painting the coastal home. Primer should smooth out wood grain on new wood and help with imperfections on older wood. You can apply an oil-based primer the day after washing if the wood is new. In case it’s a second or third coat of acrylic latex paint, start to paint an hour or so after the wash. 

Extra tips

To prevent moisture from getting into the wood, back-prime all trim boards and apply a coat of finish paint on the back of them as well. The end grain can also be a problematic area. The wood easily soaks up moisture, which causes the trim boards to rot near the end grain. You should seal the end grain with a marine-grade epoxy to keep the wood from soaking up water. It is also important to sand every surface between two coats of paint to help paint adhere to it.

Remember to watch the weather forecast. A single storm can cover the entire coastal home in salt. If necessary, store the equipment in a safe unit and wait for the right weather conditions. If there is a blow between two coats, wash the surface before adding the second coat.

All these steps may add more time and expenses, but for a very good reason. Fixing a poorly done paint job will cost you even more. In conclusion, if you invest more money and effort the first time you’re painting the coastal home, you will reduce costs in the long run. 

How to Buy Waterfront Real Estate

When people say that water view real estate is different than other types of property, they’re definitely not wrong. If you ever buy a piece of waterfront property, you’ll quickly realize what they’re talking about. Namely, there’s really nothing like the unique feeling of having a body of water within view and reach – all on your own piece of land! However, compared to land-locked properties, this kind of real estate will likely turn out to be more complicated to inspect, purchase, and maintain. There are some factors that you need to take into consideration with this type of real estate, that you possibly haven’t thought about before. Luckily, we’re here to give you a quick rundown!

Careful Inspection

As you’ll soon see for yourself, waterfront homes require careful and thorough inspection before you decide to invest in one. Water can be pretty hard on buildings. A waterfront home may have structural issues or even water leaks in the basement. There could be corrosion on the outside of your home due to salt air if you’re near an ocean shore. On the other hand, a lakehouse might suffer from mold or mildew problems due to rising moisture. Naturally, all of these things can be avoided if you buy the right home; but you want to get an expert to inspect the premises first. You want to do tests on the nearby water quality, get some elevation certificates, as well as other surveys and inspections. With a waterfront property, all of this is incredibly important. 

What Kind Of Water Would You Want?

It’s a pretty simple question when posed like this – but indeed, it is a key question: what kind of water do you want near your water view real estate? Trust us, waterfront home locations are an incredibly important factor when you’re choosing where you’ll move. After all, not all bodies of water are the same. If you’re someone who’s yearning for the smell of salt in their nostrils, you’ll obviously want to opt for a beach home. On the other hand, you may be a freshwater fisherman, looking to have some quiet time in a boat on a nearby lake. If that’s the case, you should look for a lakehouse. 

Take A Walk Around

If you’ve decided to buy a specific piece of water view real estate, there’s something you’ll need to do first – take a long walk. And no, we don’t just mean it to clear your head. You need to have a walk around the property itself and see if the water and the adjacent property are really as good as you’ve been led to believe. 

There could be all kinds of hidden issues with waterfront real estate; for example, the house might require repairs due to leakage.  Or you could be faced with a beautiful view, but not accompanied with proper access to the lake. Plus, the lake itself may seem gorgeous from afar, but could actually be choking in debris and weeds when you get up close. All of this could be a deal-breaker if you’re buying a water view home. After all, if you don’t like the backyard of a land-locked house you’ve bought – you just do some landscaping and change it. But if you’re buying a waterfront home, you’ll be hard-pressed to change the lake itself. 

Watch Out For Hidden Expenses

When it comes to water view real estate, you could be looking at some hidden expenses that you, as a buyer, might not be aware of right from the get-go. For example, sewer and water utility expenses will probably be higher than with an inland home; that’s something to take into account over the long term. Plus, if you’ve got a boat, think about the lift and dock fees. And depending on the infrastructure, the upkeep for your well and septic tank if you’re thinking of buying in a more remote locale. 

Find A Deal

Naturally, buying your very own waterfront property can really be a dream come true. But there are many people who grow disillusioned with owning water view real estate or have debts that they need to resolve. The point here is, even with lucrative waterfront spots, you may be able to find a good deal. So shop around once you choose your area and don’t settle for the first thing you see. And don’t worry about home amenities too much, if you find a spacious home. Stuff like your home library, entertainment setup, or your home gym can be easily relocated.

Devise A Strategy

You need to ask yourself if you’re going to live on this water view real estate full-time. This will largely determine your financial strategy for the purchase, going forward. For example, if you want to live there all the time, you’ll have to bear the brunt of the expenses for buying the house. But, if you only intend to use it as a vacation home, more opportunities arise. You can rent the house out while you’re not staying there and put a significant dent in the mortgage payments. Think Airbnb.

Find An Expert Agent

As you might have gathered – buying and owning water view real estate isn’t simple. From headaches like structural issues, sale complications, and potential title issues, the handling of such a property in a transaction requires close supervision by an expert real estate agent. Don’t even consider going into such a purchase without a specialized waterfront realtor by your side. USAWaterviews.com has many qualified water view experts on the Agents page.

So, if you want to buy a piece of water view real estate, find a good moving company through a place like Master Moving Guide – and start your shore life anew!

 

An Office Desk With A Calming Water View

by Lucy Hudson

Stress is a significant problem in the modern workplace, and mounting evidence points towards thoughtful office design as the key to keeping workers relaxed, while enhancing productivity. The WELL building standard is created from the concept that the work environment itself can contribute towards stress, but by building an office with plenty of natural light, adequate air flow, green plants, and a pleasant view, this can enhance the mental health of employees. For those lucky enough to live on the waterfront, setting up a stress-free home office in such a peaceful location requires just a little effort.

A Dedicated Office

Separating work from home life can be a challenge, whether you live alone or with pets and kids seeking your attention. A stress-free remote work environment should allow you to take advantage of the benefits of flexible working, without succumbing to any overlaps with your personal life. Begin by setting aside a dedicated room in your home, preferably with that relaxing water view, which can be used solely for work. If you try “hotdesking” from your kitchen table to your living room couch, then you’re bound to run into difficulties.

Choosing Ergonomic Furniture

With this in mind, it’s important to invest in furniture for your home office that provides the best support for your posture as you work. As workers often sit for 8 hours of the day at their desk, the possibility of adopting a hunched position is high. Take care to put your health first and choose a desk and chair arrangement, such as a standing desk that reduces the physical stress on your spine and frame.

Securing Your Home Network

Few things cause as much anxiety in the workplace as the idea of a cyber attack. When you’re setting up your homework environment, you may not have access to an IT department in the same way that dedicated office workers do. Along with keeping your anti-virus up-to-date and following best practices for changing your passwords, take steps to secure your home network by installing a virtual private network connection to reduce the threat of potential vulnerabilities. You should also review your back-up strategy, whether to the cloud or to an external storage device to ensure that your sensitive data is kept 100% secure.

Establishing Boundaries

Make your family members aware of your working hours so that they understand the boundaries and know when you shouldn’t be disturbed. Equally, to prevent clients and other contacts from getting in touch outside of your regular work hours, you may consider using a separate cell phone for business purposes or even installing a business line.

Take Regular Breaks

Regular breaks are essential in relieving stress in any role, but some types of downtime are more effective than others. For example, snacking on unhealthy foods or using the time to vent about a work-related problem can contribute towards further fatigue. Conversely, an effective strategy is to carry out an activity that allows you to mentally disengage from your work-related tasks. As a homeowner with waterfront property, you have the perfect setting to help you enjoy a positive psychological break during the working day. You could choose to meditate, or simply take a walk outside to catch the breeze.

Your water view property is the perfect place to set up a home office. Put some planning into the initial set-up and all that’s left to do is to start working at your own leisure and connecting with nature during those relaxing breaks.

Private Until Proven Public: New Law Restricts Public Access to Florida’s Beaches

Private Until Proven Public

 

For many Floridians, there’s only one way to spend the Fourth of July – at the beach. Each year, thousands commemorate our nation’s freedom by flocking to the roughly 600 beaches of coastal Florida.  As fireworks paint the sky shades of red, white, and blue, friends and strangers sit shoulder to shoulder on the shores below – a fitting celebration of the hard-earned rights, majestic natural lands, and solidarity shared by fellow Americans. And Floridians have long taken public beach access as a right.

best fireworks shows

Cape Coral: the largest 4th of July fireworks display in Southern Florida.

On Independence Day this year, however, those in the Sunshine State will have a bit less liberty to celebrate – and a lot less beach on which to do so.  

A newly passed state law allows Florida’s waterfront property owners to restrict public access to the sandy shores that fall within their property lines.  Signed a few weeks ago by Governor Rick Scott – despite the impassioned opposition of thousands of activists and beachgoers from throughout the state – House Bill 631 effectively strips the people of Florida of their right, which has been protected since the state’s inception, to recreational access to the state’s coastal lands.  

Public Access to Florida Beaches: A Brief History

The relationship between public beach access and private property rights is a sticky, often complicated issue that has been the subject of countless legal disputes between private owners and municipal or state governments.

Public trust doctrine – the ancient legal principle that governments may protect certain natural resources for public use – has long maintained the common law right of state governments to hold in trust all beaches for public use. Today, each individual state is responsible for articulating, interpreting, and enforcing the particular guidelines that determine which beach land may be designated as public.

In Florida, coastal land below the “mean high water line” – all parts of the shore that become awash during high tide – have been arduously defended by municipal governments as open to the public, irrespective of private property lines.  Wet sand has always been treated as belonging to the public domain, and while many beachfront property owners have fought to restrict public encroachment on their land, public trust doctrine has routinely been used to maintain the right to public access.  

Local governments have often adopted “customary use ordinances” to preserve these rights, by identifying the state’s long and storied tradition of public use.  In a landmark ruling in 1974 – City of Daytona Beach v. Tona-Rama, Inc. – the court enforced the public’s right to access a privately owned stretch of Daytona Beach by citing the deep, long-established connection between Florida’s coastal lands and its inhabitants: “No part of Florida is more exclusively hers, nor more properly utilized by her people,” the ruling proclaimed, “than her beaches.  And the right of the public of access to, and enjoyment of, Florida’s oceans and beaches has long been recognized by this Court.”

The case also established a legal precedent that would yield enormous influence in similar disputes in the decades that followed.  “If the recreational use of the sandy area adjacent to mean high tide has been ancient, reasonable, without interruption and free from dispute,” the court reasoned, “such use, as a matter of custom, should not be interfered with by the owner.”  The case of Trepanier v. County of Volusia, in 2007, helped establish a means by which customary use could be systematically proven, through “eyewitness testimony, expert testimony, and aerial photographs of the general are of the beach.” Often, just a longtime local’s testimony, together with old family photographs of a trip to the shore, would be enough to establish customary use, and public beach access, within a contested beach region.  

But those days are over.  With the passage of HB 631, it is no longer in the hands of municipal governments to proclaim customary use; now, that capacity belongs solely to judges.  Under the new law, customary use can only be proven in court, on a case-by-case basis, using ample and convincing evidence. Local governments no longer have the legal right to enforce public beach access to private beaches by passing customary use ordinances; the process has been moved to the judicial realm.  

Public beach access

While private property owners previously had to build their case, the onus is now on members of the public to obtain judicial affirmation of customary use.  To put it another way: for years, Florida’s coast was regarded as public until proven private, but now, it is private until proven public. Beachfront owners are now legally allowed to prohibit the public from walking along the sands above the high-tide line, whether by roping off parts of their beach property, constructing fences, or putting up signs.  

Opponents of the new law assert that it benefits a few at the expense of many.  Public beaches, they argue, are the heart of Floridian culture, extending all the way back beyond the state’s beginnings.  Others warn that the ruling will cripple Florida’s tourism industry – the lifeblood of the state economy.

Private beach

Florida Beach Laws Change

It is no coincidence that we celebrate our nation’s freedom and solidarity all along our coastal lands.  In commemorating our nation’s independence, we celebrate the rights afforded to us as a result of our freedom – the hard-fought liberties it is our obligation to preserve.  Chief among them is our right to enjoy the beautiful shores of our nation’s coasts.

As thousands of Americans descend upon the shores of the Sunshine State this Fourth of July – just three days after HB 631 officially goes into effect – we may do well to remember what it is we are celebrating.  We may do well to remember the words to an old folk tune we know so well – a Woody Guthrie song that has been hailed, appropriately, as a national anthem in its own right – and which has become, to many Americans, synonymous with Independence Day celebrations:

“This land is your land, this land is my land

From California, to the New York island

From the Redwood Forest, to the Gulf Stream waters

This land was made for you and me

And we may do well to remember an earlier version of the song, with a lesser known but particularly timely verse:

“There was a big high wall there that tried to stop me.

The sign was painted, said ‘Private Property.’

But on the backside, it didn’t say nothing.

This land was made for you and me.”

 

 

Florida’s Sinking Coast – Part 2

Mounting recognition of global warming and its likely effect on the Florida coast has mobilized many people in the state to take action. Though some continue to doubt the existence, much less the severity, of climate change, many Floridians are actively engaged in efforts to mitigate the damage that global warming is expected to inflict on their coast.

The election of Donald Trump as next President introduces a new set of variables, however – and a heightened level of risk – to the situation. Trump has long been a skeptic of human contributions to global warming, and his stance does not appear to have softened at all since being elected. To head his transition team for the Environmental Protection Agency, Trump  Myron Ebell – a prominent climate contrarian – who is expected to help Trump deliver on his campaign vow to repeal the Obama administration’s climate change policies. Climate scientists fear that the Trump administration’s cavalier attitude towards climate change – and of the causal role played by humans – will significantly hasten the consequences of global warming, including the flooding of United States coastal regions.

Regardless of what ends up happening to Florida’s coastal regions, many predict that the publicity surrounding sea-level rise may very well cause property values in those areas to take a plunge.

Even now, Florida’s housing market is already starting to feel the impact of sea-level rise. Compared with a 2.6 percent increase nationally, home sales in high-risk flood zones in Miami-Dade County dropped about 7.6 percent this past year. In the past few years, areas most prone to flooding have had significantly slower sales than other parts of the county. This correlation is in keeping with a nationwide trend: throughout the country, median home prices in areas at high risk of flooding are 4.4 percent below what they were 10 years ago. This is due, in large part, to the astronomical cost of flood insurance. As flood insurance premiums rise, property values fall.

In addition to the increased publicity about the likely repercussions of sea-level rise in coastal Florida, people are also discouraged from purchasing homes in those regions due to the state’s lax disclosure laws. In some states, such as California, Pennsylvania, and Washington, state and local real estate agents are required by law to provide thorough and accurate disclosure of a property’s past history of flooding, as well as its risk for future flooding. In Florida, however, laws requiring real estate agents to notify purchasers about a property’s likelihood of experiencing natural hazards only apply to a limited stretch of the state’s coast. On top of that, there are no penalties for a real estate agent’s failure to comply. Potential buyers are given no guarantee, and no sense of assurance, that their new property won’t soon be underwater.

Localities across coastal Florida worry that if property values continue to fall, they won’t be able to fund the upgrades needed to protect their towns against rising sea-level. This is because much of their revenue is generated through property and sales taxes, and thus relies on having a large population of homeowners to tax. As concerns about coastal flooding continue to grow, and demand for coastal property continues to decline, these towns will fail to attract new homeowners and their current residents will relocate, causing their populations to shrink. Without sufficient tax revenue, they won’t be able to afford the projects necessary to combat the rising seas, and will thus be forced to flee to higher grounds.

Some owners will decide to unload their coastal property before rising seas render it unlivable or unsellable, and while its value is still relatively high. Others will stay put, and continue to enjoy the wonders of coastal Florida living. Whether dubious of the precipitously rising sea and the dangers it portends, or simply willing to take the risk and live with the consequences, they will keep on living the Florida waterfront dream, one day at a time.

Why Do We Spent 30% More For A Water View?

“Why is it we’ll pay 30 percent more for a water view? It’s where you want to spend your vacation: on the beach. It’s what you want your home to face,” said marine biologist Wallace J. Nichols during a recent interview with Amanda FitzSimons from Elle Magazine.

Blue Mind: The Surprising Science That Shows How Being Near, In , On, or Under Water Can Make You Happier, Healthier, More Connected, and Better at What You Do (Little, Brown and Company), marine biologist Wallace J. Nichols asserts that regular interaction with water is as integral to one’s well-being as sunlight, exercise, and diet.

Hot springs and bathing was already used by the Romans and Greeks to heal and to relax.  Nichols uses a combination of anecdotes and hard data, he makes a persuasive case for water’s healing power.

Among the book’s evidence: a study of college students that concluded spa bathing significantly reduced levels of the stress hormone cortisol. And in a social experiment at train stations in Japan (where the suicide rate is high), the incidence of jumping onto tracks was completely curbed once aqua-blue lights were installed. One of the book’s most convincing tidbits is a 2006 Irish study that concluded people living within five kilometers of the coast enjoyed higher life satisfaction.

Up for debate is whether this is due to their proximity to water or because people living near water tend to eat more fish and thus have diets higher in omega-3 acids, which have also been shown to reduce depression. Or, to Nichols’ point about waterfront vistas, whether they simply have more disposable income with which to secure a good view.